We understand that managing your finances and navigating online banking platforms can sometimes feel overwhelming. That’s why we’re excited to highlight our comprehensive Learning Hub – your round-the-clock resource for all things financial. What’s Available in Our Learning Hub? Interactive Tutorials: Step-by-step guides to help you master our online banking platform Financial Calculators: Tools to […]
Looking for a way to make your savings work harder while keeping your money secure? A Your Legacy money market account might be the perfect financial tool for you. These accounts combine the best features of savings accounts with higher earning potential, all while benefiting from the member-focused approach of our credit union. Higher Yields […]
Your Legacy FCU is proud to announce that we are offering discounted CARFAX reports to our membership. For just $20, bring in the VIN (Vehicle Identification Number) of a vehicle to the branch and we will supply a full CARFAX report of the vehicle’s history, service record, and any title transfers and class changes, including […]
Start Your Holiday Savings Journey Today The holiday season brings joy, festivities, and yes – expenses. Whether it’s gifts for loved ones, holiday decorations, or special meals, December can put a strain on your wallet. That’s where our Christmas Club Account comes in – your perfect partner for stress-free holiday shopping! Why Choose a Christmas […]
At Your Legacy Federal Credit Union, we’re excited to feature our Main Street School Spirit Checks – a unique way to showcase your local pride with every transaction! Local Schools, Local Pride Our Spirit Checks feature the logos of beloved local schools and universities. Now, you can support your alma mater or your children’s school […]
Managing finances can sometimes feel overwhelming or tedious. However, innovative solutions like round-up programs for debit card users are making it easier to save money effortlessly. These programs automatically round up each purchase to the nearest dollar and transfer the difference into a savings account or investment portfolio. Let’s explore the key benefits of these […]
Money is intimidating and as a society, let’s face it, we’re not the best at teaching about money and finances. In the realm of personal finance, managing money, investments, and savings can be a daunting task. This is where the expertise of a financial counselor becomes invaluable, particularly for members of credit unions who seek […]
Imagine you have some money saved up, and you need a loan. Instead of looking for other types of loans, you can use your savings as a guarantee for a Share Secured Loan at Your Legacy Federal Credit Union. It’s like telling the credit union, “I have this money here, let me use it as […]
When you choose to bank with Your Legacy Federal Credit Union, you’re doing more than just managing your money—you’re directly supporting the growth and vitality of Seneca County. Unlike big banks, credit unions are not-for-profit institutions. This means the funds from your deposits are reinvested locally to offer better rates on loans, support community initiatives, […]
In the high-stakes world of financial stability, akin to the explosive action scenes and nail-biting suspense of a Hollywood blockbuster, Your Legacy Federal Credit Union emerges as the hero you didn’t know you needed. Any action hero will tell you that knowing your enemy is a huge benefit when you’re trying to make it to […]
Are you feeling weighed down by your student loan debt? You're not alone. Millions of Americans are grappling with the same challenge. But there's good news: refinancing your student loans could be the key to unlocking significant savings and gaining more control over your financial future. And if you're a member of Your Legacy Federal […]
For a limited time, new Home Equity Lines of Credit (HELOCs) may qualify for a 6-month special interest rate of 1.00% APR (Annual Percentage Rate). After the 6-month period, rates will return to the standard rate, currently as low as 8.75% APR as of March 15, 2024. This offer has been extended through July 31, […]
If you have a qualifying new loan or are about to refinance yours with Your Legacy, you can save an additional .25% off your interest rate just by setting up interior automatic payments.