Manage Your Finances Your Way

Our Share Draft Account is the equivalent of a bank's standard checking account and gives you the freedom to manage your money with ease with either paper checks or a debit card. Access your finances 24/7 with our online and mobile banking tools. We also offer early direct deposit, so you can get your money up to two days early.

Costs

The only costs associated with your share draft account is the cost of your checks and any overdraft fees you may incur as the result of overdrawing your account. Please be assured we will work with you in attempting to avoid overdraft fees.

Online and Mobile Banking

Access your account anytime, anywhere with our Online Banking system and Mobile Banking app. These tools are available on any PC, smartphone, or tablet, and they're free for members.

• Check your balances
• Transfer money between accounts
• Make loan payments
• Mobile check deposit
• E-Statements
• Pay your bills with Bill Pay
• Manage your finances with My Money, a tool that consolidates your accounts from multiple financial institutions, mortgages, car loans, and more.

Early Direct Deposit

Get your direct deposit up to two days early. No need to sign up—if we receive your deposit information, you'll automatically get your pay early. This applies to any repeated ACH credit file, not just payroll transactions.

Plus, you will have access to all your accounts with over 5,600 other Credit Unions who participate in the CO-OP Shared Branches program throughout the entire U.S. Find a participating branch near you CO-OP Shared Branching.