If you'd like to earn dividends (interest) on your checking, this may be the option for you. Once your membership is established with Your Legacy, you can open a Your Legacy Share Draft at any time, with a few qualifications:
- Open a Your Legacy Share Draft with a minimum deposit of $1,000.
- Maintain an average daily balance of $1,000.
- Make 10 debit card transactions each month.
- Have direct deposit set up.
There is a $2.00/month paper statement fee on this account. You can opt in for e-statements to avoid this fee and all the benefits of Online and Mobile banking, including the My Money app, remote card management tools, transfers, and much more. You have the availability of a Debit Card at no cost to you, but if you request a replacement card, there is a $10 fee (as always, no fee for fraud cases or expired cards).
| Minimum Balance To Earn Interest (Dividends) | Compounding Frequency | Interest (Dividend) Rate | Annual Percentage Yield |
|---|---|---|---|
| $1000.00 | Monthly | 0.100% | 0.100% |
| Rates Effective |
|
Early Direct Deposit:
When we receive your direct deposit information, we can make your money available to you up to two days early. It’s that simple. No signing up for anything, if we receive your information, you will automatically receive your pay early. This also includes any ACH credit that we receive, not just payroll transactions.
Need Help?
Check out our online banking tutorials and tour videos for self-review or contact us during business hours and we will assist as we are able over the phone. Need more hands-on training? Stop into the branch during regular business hours for one-on-one assistance.