A Share Draft Account is similar to a bank's checking account. It is an account that provides a member the ability to write checks, use a Debit Card, Bill Pay, and have an unlimited number of electronic transactions in a month. Members typically use this account to also deposit their payroll. We also offer early direct deposit up to 2 days in advance.
This account is designed specifically for members 50 years of age and older. They will receive one free box of standard checks annually. Upgraded checks or special features will cost extra, otherwise, there are no additional fees.
Online Banking and Mobile Banking with Mobile App
Our Online Banking system and our Mobile Banking app allow you to see your account information and perform Your Legacy transactions at any time. These tools are available on any PC, Smartphone, or Tablet and are some of the added benefits for Your Legacy members, with no extra fees to you.
- Check your balances.
- Transfer money between Your Legacy accounts.
- Make Your Legacy loan payments.
- Mobile check deposit.
- E-Statements
Online Services:
Pay your monthly bills with Bill Pay.
Manage your Personal Finances with My Money. Electronically consolidate your personal finances all with one tool. You can check saving and checking accounts from multiple financial institutions, mortgages, car loans and more.
Early Direct Deposit:
When we receive your direct deposit information from your employer (or anyone), we will make your money available to you, up to two days early. It’s that simple. No signing up for anything, if we receive your information, you will automatically receive your pay early. This also includes any ACH credit file that we receive, it does not have to be just payroll transactions.
Plus, you will have access to your accounts with thousands of other Credit Unions who participate in the CO-OP Shared Branching and ATM program throughout the entire U.S. Find a participating branch near you CO-OP Shared Branching.