Car Loans

New and Used Autos

Please call us when purchasing your next vehicle, we have loans for new or used cars, trucks and vans. We can also assist in putting money back in your pocket by refinancing your auto loan that is currently with another lender. You can experience substantial savings from a lower monthly payment and/or lower total finance charge when refinancing your vehicle at a lower interest rate with us. Take advantage of these great benefits that we offer with our auto loans.

  • We take pride in providing both a quick loan request decision and a rapid loan closing
  • Our contract does not include a pre-payment penalty
  • GAP (Guaranteed Asset Protection) and optional credit life and credit disability protections are available. For more information about GAP, visit our FAQ section!
  • Convenient electronic forms of repayment are also available

Fuel Economy: Stay Informed Before Purchasing a Vehicle! Visit the U.S. the Department of Energy for more information

For more information contact us at loans@yourlegacyfcu.com

Rates by model year and term of loan
2022-2024
TermAnnual Percentage Rate as low as
up to 84 months7.00%
2018-2021
TermAnnual Percentage Rate as low as
up to 72 months7.25%
2014-2015
TermAnnual Percentage Rate as low as
up to 60 months8.00%
2004-2013
TermAnnual Percentage Rate as low as
up to 48 months9.25%
Rates Effective



*Rates are based upon individual credit and all loans are subject to credit approval.

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