Christmas Club

Christmas Club savings account is a fantastic way to take control of your finances and avoid the stress of end-of-year holiday debt. But did you know it’s useful for more than just Christmas gifts? Here are some expanded benefits:

Benefits of a Christmas Club Account

  • Prevent Holiday Debt: Save throughout the year to ensure you have enough funds for holiday expenses, avoiding the need to rely on credit cards or loans.
  • Earn Interest: Your savings grow with interest (also known as dividends), giving you more spending power when you need it.
  • Flexible Deposits: Make deposits from each paycheck, either in person or electronically, making it easy to build your savings consistently.
  • Financial Stress Relief: Having a dedicated account for holiday spending alleviates financial stress, allowing you to enjoy the season without worrying about money.
  • Versatile Savings: Your money is accessible at any time in case of emergencies, or if you happen to find the perfect gift in August, not locked into a disbursement period.
  • Budget-Friendly: By setting aside small amounts regularly, you can manage your budget more effectively and avoid large, last-minute expenses.

Open a Christmas Club account today and start saving for a stress-free holiday season and beyond!

Minimum Balance To Earn Interest (Dividends)Compounding FrequencyInterest (Dividend) RateAnnual Percentage Yield
$25.00Quarterly0.05%0.05%
Rates Effective



Need Help?

Check out our online banking tutorials and tour videos for self-review or contact us during business hours and we will assist as we are able over the phone. Need more hands-on training? Stop into the branch during regular business hours for one-on-one assistance.

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