News &
Updates
It's not a "Glitch", it's a Crime.
Recent social media activity is demonstrating a supposed "glitch" in a financial institute's ATM procedure where a person will make out their own check to themselves for any amount of money and deposit it via ATM. The system gives them instant access to the funds without verification the check is valid and they withdraw the amount they just "deposited" and proceed to spend it as normal.
This is not a system glitch, it is taking advantage of a convenience feature some institutions offer called "float" and is a legitimate financial crime called Check Kiting. It may seem cool to get that money in-hands immediately, but the moment an actual person checks the deposits, that check will bounce and will be declined, with the float money being owed back to the institution.
How do we prevent this fraud? By limiting immediate access to funds when checks are involved. It can seem like a hassle to have to wait for a check to clear before we give you access to the money you are owed, even if you have matching fund available, but it helps us to make sure all processes are completed properly and that everyone is accountable. Checks work on trust at the end of the day, and until the funds are verified, trust only goes so far.
Round Up is Here!
Many of us automatically round up purchases in our heads when making a purchase. Take any purchase and round your final total purchase up to the next whole dollar, which is deposited into your Share account, saving it automatically and passively increasing your balance. Rounding up makes cents into dollars!
Stop in or call for more information or to set up your account.
TransferNow
Easily transfer funds from external accounts into Your Legacy.
- Convenient and quick way to transfer funds
- Avoid the hassle of physical checks or cash deposits
- Can set up automatic transfers for recurring payments
- Electronic transfers are secure and reduce the risk of loss or theft
- Available now on both Online and Mobile banking Platforms
Ohio Homebuyer Plus Savings Account
A special account offered in partnership with Ohio Treasurer Robert Sprague.
- Above-Market interest rates
- No monthly maintenance fees
- Tax advantages for first-time homebuyers in Ohio
- Good for up to 5 Years
- Option to set up automatic transfers for savings
7% APY*
*annual percentage yield, rate current as of 9/2/2024
Credit Building Products
We offer a variety of products to help you climb the rungs of that ladder to better your credit score.
- Share Secured Visa cards
- Share Secured Personal Loans
- Share Secured Certificates of Deposit
- Free Financial Counseling Sessions
Frequently asked questions
Commonly asked questions from our members
Where can I make loan payments?
Loan accounts can be paid in the branch, with online, or mobile banking, through our extended network of shared branching credit unions nationwide, and now on MessagePay.
What if I need to make a cash or physical check deposit after hours?
Our branch has a convenient Night Deposit chute next to our ATM. Please endorse any checks and place your full deposit in a sealed envelope along with your account information and any instructions. The chute securely holds the items inside the building until our next business hours begin when we collect and process them as soon as possible.
I need help with my online banking.
In the case of a lost password, we recommend using the Forgot my Password link on the website. If you still have issues, please contact us for further assistance.