Creating a Budget
As we kick off a new year, it’s the perfect time to check off a popular resolution: creating a budget. When monthly expenses begin to pile up, it’s easy to ignore budget planning and hope that your monthly income covers all your costs and hopefully leaves a little extra for your savings account. By sitting […]Mid-Year Money Checkup: Is Your Budget on Track for 2025?
The year is already halfway over—can you believe it? July is the perfect time to take a breather and look at how your finances are shaping up. Maybe you set some savings goals back in January, planned to reduce debt, or just wanted to feel more confident about your money. No matter where you started, […]When I was Your Age… A look into the future of personal finance.
Generation Alpha is the next up-and-coming generation, being those who were born between the dates of 2010 and 2024. Those born in 2010 are already in high school and have grown up in a fully-digital landscape when it comes to finance and alongside such tech as Cryptocurrencies, Tap-to-pay, digital device integrations, and more. They are […]Understanding the Role of a Financial Counselor and Their Value to Credit Union Members
Money is intimidating and as a society, let’s face it, we’re not the best at teaching about money and finances. In the realm of personal finance, managing money, investments, and savings can be a daunting task. This is where the expertise of a financial counselor becomes invaluable, particularly for members of credit unions who seek […]Understanding Share Secured Loans: A Simple Guide
Imagine you have some money saved up, and you need a loan. Instead of looking for other types of loans, you can use your savings as a guarantee for a Share Secured Loan at Your Legacy Federal Credit Union. It’s like telling the credit union, “I have this money here, let me use it as […]How Being a Member Helps Your Community
When you choose to bank with Your Legacy Federal Credit Union, you’re doing more than just managing your money—you’re directly supporting the growth and vitality of Seneca County. Unlike big banks, credit unions are not-for-profit institutions. This means the funds from your deposits are reinvested locally to offer better rates on loans, support community initiatives, […]
15
Jul
Living your Summer Blockbuster Life and How We Can Help!
In the high-stakes world of financial stability, akin to the explosive action scenes and nail-biting suspense of a Hollywood blockbuster, Your Legacy Federal Credit Union emerges as the hero you didn’t know you needed. Any action hero will tell you that knowing your enemy is a huge benefit when you’re trying to make it to […]Lighten Your Student Loan Burden: Refinance with SparrowFi at Your Legacy FCU
Are you feeling weighed down by your student loan debt? You're not alone. Millions of Americans are grappling with the same challenge. But there's good news: refinancing your student loans could be the key to unlocking significant savings and gaining more control over your financial future. And if you're a member of Your Legacy Federal […]
15
May