When you’re working hard to save, you want your money to do some of the work too. That’s where Your Legacy Federal Credit Union’s Share Certificates and Money Market Accounts come in.
Share Certificates (CDs)
Think of a Share Certificate like a safe place for your savings to grow at a set rate. You choose your term — from just a few months to several years — and lock in an interest rate that won’t change. This is great if you want a predictable return and don’t need to dip into the funds until the term is up.
- Guaranteed growth – Your rate is locked for the term you choose.
- Higher returns – Usually pays more than a standard savings account.
- Flexible terms – Short-term and long-term options available.
Money Market Accounts
If you like the idea of earning more interest but still want access to your funds, a Money Market Account may be a better fit.
- Higher rates – The more you keep in the account, the more you can earn.
- Access to funds – Make limited withdrawals without penalties.
- Safe and insured – Just like all your accounts with us, your money is NCUA insured.
Which is right for you?
If you’re certain you won’t need to touch your money for a while, a Share Certificate will likely earn you more. If you want flexibility and steady growth, a Money Market Account offers the best of both worlds.
Our team can help you compare your options and find the best way to meet your savings goals. Call us or stop by our Tiffin office today — we’re here to help your savings grow.
