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Deposit Checks Without Leaving Home: How Mobile Check Deposit Works

10 Jun

Deposit Checks Without Leaving Home: How Mobile Check Deposit Works

Education, Product Info admin2

Running out just to deposit a check can be a hassle—especially in bad weather, lacking mobility, or when you’re busy. But did you know you can deposit a check using just your smartphone?

It’s called Mobile Check Deposit, and it’s safe, simple, and saves you time.

What Is Mobile Check Deposit?

Mobile Check Deposit lets you deposit a paper check into your bank account using your bank’s mobile app. No need to visit a branch or ATM.

All you need is:

  1. Your smartphone
  2. Your bank’s mobile app
  3. A check made out to you

That’s it!

Is it Safe?

Yes! Mobile check deposit is just as secure as depositing at the bank. Your app uses encryption to protect your information, and your photos are not saved on your phone.

Just make sure you:

  • Use your bank’s official app
  • Keep your phone’s software up to date
  • Only use secure Wi-Fi (avoid public networks)

Tips for a Smooth Deposit

  • Lay the check on a flat, dark surface
  • Make sure there’s good lighting
  • Hold your phone steady when taking the pictures
  • Double-check that the check is signed

After depositing, hold onto the check for a few days in case your bank needs to verify it. Then you can safely shred it.

Why You’ll Love It

  • No lines. Deposit from your couch, kitchen, or anywhere.
  • No rush. Deposit checks anytime—day or night.
  • No worries. Get confirmation right away.

Give it a try! If you’ve got a check and a smartphone, you’re just two pictures away from getting your money into your account.

Need help getting started? Ask a family member or visit Your Legacy FCU for help learning the process!

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Byadmin2

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