Start Your Holiday Savings Journey Today

The holiday season brings joy, festivities, and yes – expenses. Whether it’s gifts for loved ones, holiday decorations, or special meals, December can put a strain on your wallet. That’s where our Christmas Club Account comes in – your perfect partner for stress-free holiday shopping!

Why Choose a Christmas Club Account?

• Earn while you save with our .05% APY*, compounding quarterly (minimum balance of $25 required to earn dividends)
• Automatic savings through payroll deduction or scheduled transfers
• Funds are reserved for holiday shopping, but available at any time.
• No monthly maintenance fees
• Start with as little as you want – every dollar counts!

How It Works

It’s simple! Open your Christmas Club Account and decide how much you want to save each month. Whether it’s $10 or $100, your contributions will grow steadily throughout the year. Once your balance reaches $25, you’ll start earning dividends. Your money earns interest while being safely tucked away from temptation, ensuring you’ll have a nice sum ready when the holidays arrive.

The Power of Planning Ahead

Let’s say you save just $50 per month in your Christmas Club Account. By the time the holidays roll around, you’ll have $600 plus earned interest – all without feeling the pinch of last-minute holiday expenses!

Ready to Get Started?

Current members can open a Christmas Club Account right from their online portal. New to our credit union? Even better! When you join us, you’ll not only get access to the Christmas Club Account but also our full range of financial services, competitive rates, and member-focused banking experience. Visit our branch or visit our website to open your Christmas Club Account. Start saving now and make next holiday season your most financially peaceful one yet!

*APY = Annual Percentage Yield. Rate current as of December 15, 2024. Membership requirements must be met to open an account at Your Legacy FCU. Federally insured NCUA.