Why Credit Unions Matter to Communities
Credit unions are not-for-profit financial cooperatives owned by their members. This structure allows them to prioritize people over profits, creating a ripple effect of benefits across neighborhoods, towns, and cities.
Here’s how:
- Local Investment
Credit unions channel funds into local businesses, schools, and housing—fueling economic growth where it’s needed most. - Financial Education & Inclusion
They offer free workshops, counseling, and tools to help members make informed financial decisions, especially in underserved areas. - Affordable Services
Members enjoy lower loan rates, higher savings returns, and fewer fees—keeping more money circulating in the local economy. - Crisis Support
During tough times, credit unions provide emergency loans, payment relief, and personalized guidance to help members stay financially stable.
The Power of One Member
Every member of a credit union is more than a customer—they’re a co-owner. That means your participation directly influences the institution’s success and its ability to serve others.
Here’s how your involvement makes a difference:
- You Vote
Members elect the board of directors, shaping the credit union’s leadership and priorities. - You Share Resources
Your deposits help fund loans for other members—supporting dreams like starting a business or buying a first home. - You Influence Change
Your feedback helps improve services and expand community initiatives. - You Inspire Others
By engaging in financial education and responsible banking, you set an example that encourages others to do the same.
A Cooperative Future Starts With You
Joining a credit union isn’t just a financial decision—it’s a commitment to community. Every transaction, vote, and conversation contributes to a stronger, more inclusive local economy.
So whether you’re a long-time member or considering joining, remember: your voice matters, your choices matter, and your membership matters. Together, we build more than wealth—we build community.
Potential members must meet qualifications for membership and open a Share account with a minimum $5 balance. Other qualifications must be met, stop in or call for more details. Federally insured, NCUA.
